Technology archive for 2012-02-07

Facebook rolls out new photo viewer, similar to Google+
(2 years ago)
Facebook has started rolling out a new photo viewer that looks like what Google+ currently offers: image on the left and everything else on the right. Do you have it yet?
Jive Swings To A Loss, But Revenue Up 53 Percent To $22.5M In First Quarter As A Public Company (Leena Rao/TechCrunch)
(2 years ago)
Leena Rao / TechCrunch:Jive Swings To A Loss, But Revenue Up 53 Percent To $22.5M In First Quarter As A Public Company — Enterprise software company Jive has just reported fourth quarter results, which represent the company's first earnings report as a public company. Q4 total revenue came in at $22.5 million, up 53% year-over-year.
Related
- TripAdvisor Q4 Revenue Up 30 Percent To $137.8M; Net Income Up 19 Percent In First Quarter As A Public Company (Leena Rao/TechCrunch)
- LinkedIn Beats The Street In First Quarter As A Public Company; Revenue Up 120 Percent To $121M (Leena Rao/TechCrunch)
- Pandora Posts Record Revenue Of $67M In First Quarter As A Public Company (Leena Rao/TechCrunch)
- Pandora Misses; Revenue Up 71 Percent To $81.3M But Swings To A Loss (Leena Rao/TechCrunch)
Microsoft strikes deal with 24/7, promises to 'redefine' customer service
(2 years ago)
A partnership between Microsoft and customer service company 24/7 may not exactly sound like the most exciting proposition on the face of things, but the two are making some fairly lofty promises, and Microsoft seems to be making a serious investment in the initiative. As ZDNet's Mary Jo Foley reports, part of the deal will see Microsoft send at least some of the 400 employees it brought on in its 2007 acquisition of TellMe Networks to 24/7, and it will also license some of its speech-related IP to the company (in addition to taking an equity stake in it). The goal there being to combine natural user interfaces with a cloud-based customer service platform, which Microsoft promises will "redefine what customer service looks like." To that end, it gives the example of a credit card company getting in touch with you to report suspicious behavior; rather than a phone call, you could get a notification with all the pertinent details sent directly to your phone, which could anticipate a number of potential actions and let you respond by voice (or touch, presumably). Unfortunately, while the two are talking plenty about the future of customer service, there's not a lot of word as to when that might arrive.Continue reading Microsoft strikes deal with 24/7, promises to 'redefine' customer serviceMicrosoft strikes deal with 24/7, promises to 'redefine' customer service originally appeared on Engadget on Tue, 07 Feb 2012 17:46:00 EDT. Please see our terms for use of[..]
Related
- Microsoft teams up with 24/7 for customer service software
- Airbnb Provides Guests With 24/7 Access to Local Concierges (Jennifer Van Grove/Mashable!)
- Stream TV strikes deal with Hisense, outlines plans for real glasses-free 3D display
- Microsoft debuts on{X} for Android, promises to 'automate your life'
Windows 8 on ARM: The desktop is still there (Mary Jo Foley/All about Microsoft Blog)
(2 years ago)
Mary Jo Foley / All about Microsoft Blog:Windows 8 on ARM: The desktop is still there — Summary: A new Microsoft blog post strongly implies that both Metro-style and Desktop apps will be supported on Windows 8 on ARM, as Microsoft originally promised. — This is kind of a back-handed way to confirm something …
BrowserID takes evolutionary step; ventures into wild
(2 years ago)
The Mozilla Foundation is inviting all email providers to adopt its BrowserID technology and begin validating their users' log-ins to Web sites that support the protocol.
Related
- Engadget Distro Issue 13 takes on Stephen Elop, the Kindle Fire and Lenovo's Ultrabook
- Microsoft Research's .NET Gadgeteer steps out into the light, shoots daggers at Arduino (video)
- Microsoft takes urgent step today to patch stubborn Internet Explorer flaw
- UK Takes Huge Step Forward On Open Standards

SGI's quarter smashed by Europe woes
(2 years ago)
SGI said it will restructure its European operations after a major shortfall in its fiscal second quarter.
LinkedIn Is Acquiring Contacts Start-Up Rapportive (Liz Gannes/AllThingsD)
(2 years ago)
Liz Gannes / AllThingsD:LinkedIn Is Acquiring Contacts Start-Up Rapportive — Rapportive, which makes a browser plug-in that overlays Gmail with contextual information about email contacts, is being acquired by LinkedIn, sources said. — LinkedIn declined to comment, while Rapportive CEO Rahul Vohra ducked our attempts to talk to him.
Online shoppers push 2011 holiday spending up 14%
(2 years ago)
A lot of Americans took their holiday shopping online last year, which helped push e-commerce spending up 14% in the last quarter.
Related
- US online ad spending up 14 percent in 2012's first half
- Online Holiday Spending Up 16 Percent, According to ComScore (Beth Callaghan/AllThingsD)
- comScore: U.S. Retail E-Commerce Spending Up 14 Percent Thanks To An Increase In Buyers (Robin Wauters/TechCrunch)
- U.S. online holiday spending up 15 percent: comScore
Google Chrome headed for Ice Cream Sandwich Android devices
(2 years ago)
Google's popular Chrome browser is finally coming to Android-based phones, but only if you have the very latest version of the operating system.
The Super Bowl by the wireless and network numbers
(2 years ago)
AT&T and carrier equipment provide Sandvine released some interesting wireless and Internet usage figures from Sunday's Super Bowl victory for the New York Giants over the New England Patriots.
Adobe sets IE as next target in Flash security work
(2 years ago)
Adobe next plans to tackle Microsoft's Internet Explorer in its ongoing work to "sandbox" its popular Flash Player within browsers, Adobe's head of security said today.
Related
FBI declares cloud vendors must meet CJIS security rules
(2 years ago)
The FBI Tuesday reaffirmed its rule that all cloud products sold to to U.S. law enforcement agencies must comply with the FBI's Criminal Justice Information Systems security requirements.
Saylor Foundation Awards Prizes To Free College Textbooks
(2 years ago)
Brad Lucier writes "The Saylor Foundation has a vision: Free and open materials for a complete undergraduate university education. To that end, they've announced the first winners in their Open Textbook Challenge: Four textbooks were relicensed under a Creative Commons Attribution 3.0 (CC-BY 3.0) Unported license, the most open of the CC licenses, and in return the authors were awarded a prize of $20,000 for each book. See the blog entries and the accompanying press releases for details. The second wave of submissions will be accepted until May 31, 2012." Read more of this story at Slashdot.
Related
- Ask Slashdot: How To Ask College To Change Intro To Computing?
- AIR.U to bring Super WiFi to small college towns, Microsoft and Google to be part of the process
- Plastic Logic 100 unveiled, set to bring e-textbooks to Russian schools
- South Korea plans to convert all textbooks to digital, swap backpacks for tablets by 2015

Pentax refreshes its rugged camera lineup with the Optio WG-2 series
(2 years ago)
Exactly twelve months after the unveiling of the Optio WG-1 family, Pentax is now introducing the successors to its colorful and ruggedized shooters. And while its macho design hasn't changed much, the newcomers usher in a host of predictable spec bumps. The new all-terrain shooters are sporting a 16-megapixel, back-illuminated CMOS sensor, 1080p (30fps) movie mode, micro-HDMI for when you feel like sharing your adventures and a 3-inch, 460,000 -dot LCD to help you frame your shots. Of course, this wouldn't fall under the rugged category if it couldn't handle anything you threw at it, which is why any WG-2 is waterproof up to 40 feet, shock-resistant and dustproof. If you're thinking about taking one of these on the trails with you, be ready to unleash around $350 for the unguided model or about $50 more for a GPS-enabled number. Neither will be available until March, so you'll have to wait a while, but in the meantime we've got the full PR below along with some press shots. Gallery: Pentax Optio WG-2Continue reading Pentax refreshes its rugged camera lineup with the Optio WG-2 seriesPentax refreshes its rugged camera lineup with the Optio WG-2 series originally appeared on Engadget on Tue, 07 Feb 2012 17:00:00 EDT. Please see our terms for use of feeds.Permalink | | Email this | Comments
For $99 per Month, Socialflow Will Help You Publish Your Tweets at the Right Time (Frederic Lardinois/SiliconFilter)
(2 years ago)
Frederic Lardinois / SiliconFilter:For $99 per Month, Socialflow Will Help You Publish Your Tweets at the Right Time — SocialFlow, which analyzes your Twitter and Facebook stream and followers to help you get the maximum exposure for your status updates, came out of beta today. After a bit more than a year of slowly adding accounts …
Related
- OnLive's all-you-can-eat PlayPack now available for $9.99 per month
- OnLive 'PlayPack' instant gaming plan launches for $9.99 per month
- Amazon Prime flaunts a monthly price tag, now offers streaming and two day shipping for $7.99 per month
- Rdio grows its European presence, hits France and the UK starting at £4.99 per month
Open Group security gurus dissect the cloud: Higher or lower risk?
(2 years ago)
At the end of the day, you're always accountable for the data that you hold. It doesn’t matter where you put it and how many other parties they subcontract that out to.
Related
- Summer in the Capital -– Looking back at The Open Group Conference in Washington, D.C.
- The Open Group and MIT experts detail new advances in ID management to help reduce cyber risk
- Open Group's OTTF 'snapshot' addresses risks from counterfeit and tainted products
- Open Group: let's bring SOA out of its shell, once and for all
Chrome Beta for Android demo on video
(2 years ago)
The Chrome browser is now available for Android phones and tablets running Ice Cream Sandwich. Here's Chrome captured on video in action.
Windows 8 on ARM: The desktop is still there
(2 years ago)
A new Microsoft blog post strongly implies that both Metro-style and Desktop apps will be supported on Windows 8 on ARM, as Microsoft originally promised.

Yahoo Chair to step down as review continues
(2 years ago)
SAN FRANCISCO - Yahoo Inc Chairman Roy Bostock and three other board directors will step down as the struggling Internet company keeps up discussions on overhauling its prized Asian assets, including stakes in China's Alibaba Group and Yahoo Japan.
Canon unveils two AirPrint printers, thinks you should print more stuff from your iPad
(2 years ago)
Want to print stuff from your iPad, but hate drivers and cords and stuff? Good news, Canon's offering up the Pixma MX512 and MX432, two all-in-one inkjets that offer up Apple AirPrint support, letting users wirelessly prints photos, docs and the like from their iPad, iPhone and iPod touches running iOS 4.2 or later. Canon also used the announcement to reaffirm its commitment to the technology, ensuring as before that it "will be available with the majority of Canon PIXMA Wireless All-In-One inkjet printers launched from this point forward." A brief, fully printable press release can be found after the break.Gallery: Canon Pixma MX432 & MX512Continue reading Canon unveils two AirPrint printers, thinks you should print more stuff from your iPadCanon unveils two AirPrint printers, thinks you should print more stuff from your iPad originally appeared on Engadget on Tue, 07 Feb 2012 16:32:00 EDT. Please see our terms for use of feeds.Permalink iPodNN | Canon | Email this | Comments
Related
- Canon unveils PIXMA MX892 wireless all-in-one, prints from the cloud for $200
- Rukus solar-powered Bluetooth sound system thinks you should rock more in direct sunlight
- MIT unveils computer chip that thinks like the human brain, Skynet just around the corner
- BenQ unveils two 1080p 3D projectors at CES
Exclusive: Nokia Lumia 800 Microsoft Store bundle launching February 14th for $899 (Tom Warren/The Verge)
(2 years ago)
Tom Warren / The Verge:Exclusive: Nokia Lumia 800 Microsoft Store bundle launching February 14th for $899 — Microsoft will launch Nokia's Lumia 800 device in the US as a special bundle item priced at $899. That's the word from sources close to Microsoft's Lumia launch plans, who have confirmed the bundle …
Related
Yahoo's board of directors plays musical chairs: 4 out, 2 in
(2 years ago)
Yahoo's reshuffling continues as four board members -- including the chairman -- announce their departures as two more are elected in.

Facebook will release more user data: lobby group
(2 years ago)
VIENNA (Reuters) - Social media network Facebook has promised to release more information about the data it collects from millions of users, an Austrian group lobbying for respect of privacy laws said on Tuesday.
Renesas, Fujitsu, Panasonic to merge system chip ops: report
(2 years ago)
(Reuters) - Japan's Renesas Electronics Corp, Fujitsu Ltd and Panasonic Corp have begun discussions toward integrating their system chip operations, the Nikkei business daily said.
German police use Facebook pictures to nab crooks
(2 years ago)
BERLIN (Reuters) - Police in the German state of Lower-Saxony will soon use their networks of Facebook "friends" to find missing persons and hunt out suspected criminals, according to the state's interior minister.
Apple in talks on iTV with Canada telecoms: report
(2 years ago)
TORONTO (Reuters) - Apple Inc. is in talks with Canada's two biggest telecom companies about becoming partners in the launch of iTV, a device combining features of the wildly popular iPad tablet with those of a television set, a newspaper reported on Tuesday.
Related
- Rumor: Facebook, Apple to take on Google with HTML5 platform
- 13-inch MacBook Pro with Retina display reportedly seen with 2,560 x 1,600 LCD, dual Thunderbolt ports
- TED expands its reach with streaming talks on Netflix
- W3C teams with Apple, Google, Mozilla on WebPlatform, a guide to building the open web (video)
Fracture Putty Can Heal a Broken Bone In Days
(2 years ago)
An anonymous reader writes "If we break a bone it can take weeks or even month to heal depending on the type and severity of the break. In some extreme cases the complexity of the fracture can make it impossible to heal properly. Researchers at the University of Georgia Regenerative Bioscience Center have come up with a new solution for healing broken bones that cuts recovery time to days. It relies on the use of stem cells that contain a bone generating protein. These cells are injected in gel form directly into the area of the broken bone, where they quickly get to work forming new bone. The end result is very rapid recovery, possibly sidestepping the muscle atrophy that can come with long bone healing times. The gel has been proven to work on animals as big as a sheep and has funding from the DoD. Lets hope it is proven to work on humans in the coming years." Read more of this story at Slashdot.
Wolfson expects another weak quarter before recovery
(2 years ago)
(Reuters) - British chipmaker Wolfson Microelectronics plc expects another weak quarter before customer additions and product launches boost revenue this year.
Washington Post ports Facebook app to Android, iOS, Kindle Fire
(2 years ago)
The Washington Post today announced its Social Reader app for Facebook, which includes news stories from over 30 publications, has been ported to Google's Android, Apple's iOS (iPhone and iPod...
Related
- Apple's Android fragmentation, Kindle Fire case: Does the argument hold up?
- Amazon adds in-app purchasing to Appstore for Android devices, Kindle Fire
- Apple's Android fragmentation, Kindle Fire case: Does the argument hold up? (Larry Dignan/Between the Lines Blog)
- Microsoft releases Bing app for Android, iOS, not Windows Phone 7
Google Chrome Web browser finally comes to Android
(2 years ago)
It took three years, but the popular Google Web browser, has finally arrived for Android users... well Android 4.0, Ice Cream Sandwich, users anyway.
FTC Warns Makers of Background Checking Apps (Grant Gross/PC World)
(2 years ago)
Grant Gross / PC World:FTC Warns Makers of Background Checking Apps — The U.S. Federal Trade Commission has sent warning letters to the makers of six mobile apps used for background checks, saying the apps may violate a consumer credit protection law. — The FTC has sent the warning letters to Everify …
Chrome Beta for Android hands-on (video) (Terrence O'Brien/Engadget)
(2 years ago)
Terrence O'Brien / Engadget:Chrome Beta for Android hands-on (video) — So, Google is finally making the move we've been expecting for some time now and bringing Chrome to Android. Now, you'll need a device running Ice Cream Sandwich to get the new mobile browser up and running but, thankfully, we happened to have a Galaxy Nexus on hand.
VMware makes it easier to wholesale clouds
(2 years ago)
VMware has introduced a new software platform that makes it easier for service providers to wholesale their cloud-services infrastructure to other providers.
Related
- SetCPU gets an ICS-like overhaul, makes overclocking easier to do
- Pinoky makes it easier to pretend like your stuffed animals are real friends (video)
- Pogoplug Series 4 expands your cloud storage, makes it easier to hibernate
- New program makes it easier to turn your computer into a conversational chatterbox

Chrome Beta for Android hands-on (video)
(2 years ago)
So, Google is finally making the move we've been expecting for some time now and bringing Chrome to Android. Now, you'll need a device running Ice Cream Sandwich to get the new mobile browser up and running but, thankfully, we happened to have a Galaxy Nexus on hand. As you might expect, mobile Chrome (much like its desktop sibling) is fast -- a little buggy perhaps, but fast. It isn't, however, the fastest browser for the platform. Chrome Beta holds its own, but the standard Android browser, the stable version of Firefox and Dolphin HD all edged it out in SunSpider. Numbers don't tell the whole story though, so head on past the break for more.Continue reading Chrome Beta for Android hands-on (video)Chrome Beta for Android hands-on (video) originally appeared on Engadget on Tue, 07 Feb 2012 15:54:00 EDT. Please see our terms for use of feeds.Permalink | Chrome for Android (Android Market) | Email this | Comments
Exclusive: Four Yahoo Board Members to Depart, Two New Ones Arrive and Three More on the Way (Like I Said) (Kara Swisher/AllThingsD)
(2 years ago)
Kara Swisher / AllThingsD:Exclusive: Four Yahoo Board Members to Depart, Two New Ones Arrive and Three More on the Way (Like I Said) — According to sources close to the situation, Yahoo will announce the impending departure of four of its longtime board members, including chairman Roy Bostock.
Introducing SocketRocket: A WebSocket library for Objective-C (Mike Lewis/The Corner)
(2 years ago)
Mike Lewis / The Corner:Introducing SocketRocket: A WebSocket library for Objective-C — The WebSocket Protocol is a network protocol designed for the web to enable browsers to have bi-directional communication with a server. — WebSockets are also useful in native mobile applications.
Reminder: Vote for the 2011 Engadget Awards!
(2 years ago)
We've sorted through the nominations and now we're relying on you to determine the real tech winners from 2011. So, if your smartphone of choice didn't get all the love you hoped it would, hop on over to the voting page and cast your vote. Keep in mind you have until 11:59PM ET on Monday February 20th to let your voice be heard. Check back for the leading vote getters along with our Editors' Choice gadgets before the end of the month. Hit the voting page here to submit your ballot.Reminder: Vote for the 2011 Engadget Awards! originally appeared on Engadget on Tue, 07 Feb 2012 15:48:00 EDT. Please see our terms for use of feeds.Permalink | | Email this | Comments

Why Telcos Would Be Testing an Apple iTV Prototype
(2 years ago)
Related
- Google Employees Said To Be Testing Android 4.O on Samsung Nexus S
- Apple Is Beta-Testing An Update That Kills Evasi0n Jailbreak (Andy Greenberg/Forbes)
- Google may be readying an Apple Newsstand-like feature called Google Play News with issues and subscriptions (Emil Protalinski/The Next Web)
- Earliest known photos of an Apple iPad prototype (Yoni Heisler/Network World)
Apple Could Lose $1.6 Billion In iPad Lawsuit
(2 years ago)
redletterdave writes "Proview Technology, which currently uses the 'iPad' name on several of its products including computer monitors, stands to win up to $1.6 billion and an apology from Apple for allegedly infringing upon Proview's trademarked name to use on its bestselling tablet. Proview International, which owns subsidiaries Proview Technology in Shenzhen and Proview Electronics in Taiwan, originally registered the name 'iPad' in Taiwan in 2000 and mainland China in 2001. Proview eventually sued Apple in 2011, and even though the Cupertino-based company retaliated with a counter-suit of its own, Apple lost the case in local Chinese courts. Depending on the court's findings, Apple could be fined anywhere from $38 million to the $1.6 billion that Proview is seeking. In addition to the money, Proview also wants Apple to apologize. 'We have prepared well for a long-term legal battle,' said one of Proview's lawyers." Read more of this story at Slashdot.
Japan's DeNA generates $445M in Q4 revenues for mobile social gaming network (Dean Takahashi/VentureBeat)
(2 years ago)
Dean Takahashi / VentureBeat:Japan's DeNA generates $445M in Q4 revenues for mobile social gaming network — Japanese mobile social gaming company DeNA reported that its sales for the third fiscal quarter ended Dec. 31 were $445 million, up 16 percent from a year ago. — The numbers are pretty big for a mobile game platform …
Related
- Japan's DeNA launches free international calling app for smartphones (Jay Alabaster/Computerworld)
- Disney, Japan's DeNA to jointly develop mobile games (Chris Gallagher/Reuters)
- Japan's GREE To Challenge Facebook And Zynga As Global Social Gaming Platform In 2012 (Serkan Toto/TechCrunch)
- Japan's DeNA to offer mobile games on official sites of China's three largest carriers
Path 2 uploads your address book, but says it's to 'match friends' and will be opt-in soon (Matthew Panzarino/The Next Web)
(2 years ago)
Matthew Panzarino / The Next Web:Path 2 uploads your address book, but says it's to ‘match friends’ and will be opt-in soon — Developer Arun Thampi was doing a bit of hacking around with Path 2, trying to get a version of it running on OS X as an experiment, when he discovered that the app actually uploads your entire address book when it is launched.
Related
- Tesla Model X SUV to launch in December, will be gliding quietly down the highway by 2014
- Groklaw 2.0: PJ Leaves Groklaw but legal news site to continue under new editor
- Amazon's new e-book format brings HTML5 support to your Kindle library
- TWCable TV app for iPad now available, but Dish has something to say about being 'first with live streaming'
PR people are links-ago-go promoting their own stuff but not in work for clients
(2 years ago)
There are shockingly few hyperlinks in PR materials prepared by PR firms for their clients. Why? And why aren't clients mad about this?

Sony Tablet P's product manager shows off prototypes, tells the clamshell story
(2 years ago)
Still baffled by the Tablet P's existence? Well, Sony's here to help! Earlier today, our brethren over at Engadget Chinese met up with Takeshi Goto, the head honcho of VAIO and mobile product producing, to learn how the Android clamshell went from several mockups (one of which was made out of a $4 wallet) right after the PDA era to the final product today. Between those two pivotal points on the timeline, Sony explored screen sizes between five to seven inches before settling on 5.5 due to hardware limitation; though the entire device ended up being about the same size as the 7-inch mockup. Later on, the manufacturer hooked up a couple of VAIO UXs to power a Nintendo DS-like dual-screen prototype -- that was when Windows and x86 were under consideration, before Sony eventually went with Android on ARM. Intrigued? Hit the link below to take a look at the aforementioned goodies.Sony Tablet P's product manager shows off prototypes, tells the clamshell story originally appeared on Engadget on Tue, 07 Feb 2012 15:20:00 EDT. Please see our terms for use of feeds.Permalink | Engadget Chinese (translated) | Email this | Comments
Related
- Sony tablets are strong contenders to compete against iPad (review)
- The Engadget Interview: Ryan Bidan, BlackBerry PlayBook senior product manager
- iCloud's Product Manager, John Herbold, has left Apple (Matthew Panzarino/The Next Web)
- Hulu Plus app now available for Windows 8, will come preloaded on select Acer, Sony tablets (Dan Seifert/The Verge)
Path uploads your entire iPhone address book to its servers (Arun Thampi)
(2 years ago)
Arun Thampi:Path uploads your entire iPhone address book to its servers — It all started innocently enough. I was thinking of implementing a Path Mac OS X app as part of our regularly scheduled hackathon. Using the awesome mitmproxy tool which was featured on the front page of the Hacker News yesterday …
Related
- Good call: Path apologizes, erases all lifted address book data from servers (Colleen Taylor/GigaOM)
- iPhone address book issue prompts response Apple, access to contact data will require user permission
- iPhone Address Book Fiasco Should Be Apple's Cue to Build Its Own Social Network (Dan Frommer/ReadWriteWeb)
- Evernote Integrates With 1DollarScan To Add Your Scanned Books To Its Data Store (Ingrid Lunden/TechCrunch)

'Offensive security research community helping bad guys'
(2 years ago)
CANCUN, Mexico -- Adobe security chief Brad Arkin has a message for the benevolent security research community: Your work is driving down the cost and complexities of attacks against...

To innovate at scale, Instagram shows restraint in the right places
(2 years ago)
Instagram has become the iPhone photo sharing app of choice, but cut through the hype and you'll find a compelling business lesson in managing scale.

Facebook clarifies breastfeeding photo policy
(2 years ago)
Facebook has clarified its policy when it comes to photos of breastfeeding: only photos of babies actively nursing are allowed. Everything else is considered nudity and will be taken down if reported.
Apps-related jobs tallied at 466K in U.S.
(2 years ago)
Nearly half a million jobs in the U.S. have been created because of the 1 million-plus applications designed for smartphones, tablets and other mobile devices, according to a new study.
Related
FTC warns makers of background checking apps
(2 years ago)
The U.S. Federal Trade Commission has sent warning letters to the makers of six mobile apps used for background checks, saying the apps may violate a consumer credit protection law.

